Buy to let insurance from Insurers UK.com, a trading division of Park Lane Associates.

Whether you are looking for cheap buy to let buildings / contents cover, vacant property insurance, tenant content insurance, holiday home insurance in the UK, commercial property insurance or home owner building / contents cover, we can give you a no obligation quote within minutes.

Points Of Interest

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• Read Policy Wording (PDF)
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What Does Our Buy To Let Insurance Policy Cover?

This policy carries a £100 excess on all claims and £1,000 excess on claims for damage by subsidence, landslip or heave.

Standard risks covered for buildings and contents insurance plus damage to landlord's property as a result of:

• Theft or attempted theft following violent and forcible entry.
• Escape of water from tanks and pipes.
• Storms and floods.
• Impact, collision, aircraft.
• Escape of oil and smoke damage.
• Riot, violent disorder or civil commotion.
• Subsidence, landslip or heave.
• Falling trees, telegraph poles & lamp posts.
• Fire, lightning, explosion or earthquake.
• Falling radio or TV aerials*

* Only applicable to buildings insurance cover.

Additional Benefits For Landlords Included With This Policy

• £2 million property owner's liability. Find out about Landlord's Liability cover.
• Accidental breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
• The cost of repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
• Increased meter water charges resulting from escaped water.
• Loss of rent as a result of an insured peril, and/or additional costs of alternative accommodation. Find out about loss of rent.
• Expenses incurred following damage to the buildings by any of the perils covered.

Contents Insurance

The policy provides comprehensive contents insurance cover for occupied properties and carries a £50.00 excess.

Additional Benefits

• Accidental breakage of fixed glass, solar panels, sanitary fixtures and ceramic hobs.
• Accidental damage to TV, video recorders and computers.
• The cost of repairing accidental damage to oil pipes, underground water supply pipes, sewers, drains, underground gas pipes and electricity cables.
• Increased meter water charges resulting from escaped water.
• Loss of rent and additional costs of alternative accommodation.
• Fatal injury to the insured occurring at the premises.
• Legal liability to the public of £2 million.
• Theft or attempted theft following violent and forcible entry.

Availability

This policy is available to all landlords letting their property with written tenancy agreements. Policies are underwritten by leading insurers.